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Ardmore, TN Mortgage Refinance in Tennessee

We make it easy to get the lowest mortgage refinance interest rate in Ardmore, TN.

Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Ardmore, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.

When Should I Refinance?

The best time to refinance is when interest rates in Ardmore, Tennessee drop below the rate of your current mortgage.  With a lower interest rate, you'll save money on your mortgage payment every month.  Be sure to read our article titled Reasons to Refinance Now.

Turn Your Adjustable Rate into a Fixed Rate

With adjustable rates on the rise Ardmore, TN residents can benefit greatly from refinancing your home for a low fixed rate.  These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.

Cash-Out Refinancing

Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash.  You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt.  How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.

Eliminate PMI

Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent.  If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.

Save Thousands in Interest

When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years.  Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan.  However, in the long-term you are saving thousands in interest.  And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.

Mortgage Refinance Calculators

Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator 

Refinance Articles

Reasons to Refinance Now
Beat the Subprime Mortgage Crisis 
Return to mortgage refinance in the state of TN

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Ardmore, Tennessee News
Ardmorea s Clayton Homes manufacturing facility to close

Clayton Homes, a home manufacturer in Ardmore, Tenn., will cease operations, according to a press release from CMH Manufacturing Inc.


Ardmore Board Approves Raises

In spite of deteriorating economic conditions, the Ardmore Board of Mayor and Aldermen approved pay raises for five employees last Thursday at the regular monthly meeting.


Ardmore Seeking EMA Director

Joint Council Creates Position Paul Manke Paul.Manke@gilesnews.us A position with duties that could possibly expand was recommended last Thursday by members of the Ardmore, Tenn., and Ala., governing bodies.


Wreck uncovers 'portable meth lab'

Two women remained held without bond Monday in the Limestone County Jail after they led authorities on a two-state chase Saturday and were found with a portable meth lab in their trunk after they eventually ...


Ardmore Looks Into Emerg. Medical Dir. Position

Hiring a city emergency medical director, who would be on call to provide emergency medical aid during the day, was referred to a joint meeting of the Ardmore, Tenn.


Fried Green Tomato draws folks to Ardmore

Ken 'Hot Rod' Robinson got his nickname from being one of the first guys to have a street rod after his 1954 graduation from Elkmont High School.


Tennessee man charged in Ardmore pharmacy burglaries

A burglar believed to have twice struck an Ardmore pharmacy in the past month was nabbed early Tuesday in Huntsville after traveling the wrong way on Memorial Parkway, an official said.


No Funding Yet for Ardmore Boys and Girls Club

Members of the Ardmore, Tenn., Board of Mayor and Aldermen deadlocked 3-3-1 Thursday on whether to withdraw a previous motion not to give $5,000 to the local Boys and Girls Club.


Several Drug Arrests Made

Local law enforcement made several arrests on drug related charges this week. - Kelly Nicole Johnson, 35, of Columbia was arrested Monday.


Man Charged in Wife's Slaying Appears in Court

An Ardmore man accused of killing his wife and then dumping her body in a well appeared in court Thursday.


Crape Myrtle Fest promises family fun in Ardmore

The 16th Annual Crape Myrtle Festival is this Saturday in Ardmore. Festivities take place from 8 a.m. until 3 p.m. on Ardmore Ridge Road at the John Barnes Park in Ardmore, Tenn.


New details on a death investigation in Lincoln County, Tennessee

Investigators have filed murder charges in the case and they think the crime could be related to a child molestation case.


Man Arrested After Wife's Body Found In Well

A Lincoln County man was charged with criminal homicide for his wife's death, which is linked to a child molestation case.


Ardmore Man Arrested in Connection to Body Found In Well

NewsChannel 19's Jamie McGriff Reports: It's not hard to find out what the talk of the town is in Lincoln County.


Two-day search yields body

Following months of investigation and a subsequent two-day search of Ardmore property, law enforcement officials recovered a body at the bottom of a deep well.


Body of woman found in Lincoln County well

A woman's body was found in a 30-foot-deep well today just north of here after a two-day search.


The 2008 Ardmore Rodeo: August 8th thru the 9th at the Tennessee Ball Park in Ardmore Tennessee

The 16th Ardmore Rodeo is coming up on August 8th and 9th at the Tennessee Ball Park in Ardmore, TN.


2 charged in Ardmore armed robbery

Limestone County authorities arrested two men Tuesday in connection with an armed robbery at a home near Ardmore.


2 charged in Ardmore armed robbery

Limestone County authorities arrested two men Tuesday in connection with an armed robbery at a home near Ardmore.


Putman-O'Brien

Randy and Kim Putman of Murfreesboro announce the engagement of their daughter, Kyla Hope Putman, to Clinton Mitchell O'Brien of Christiana.


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"Our family would like to thank Somerset Mortgage Lenders for getting us out of foreclosure. Without your help we do not know what would have become of our family. When we first called, we were in Chapter 13 bankruptcy...Not only will we now be able to keep our home, but we'll be able to put ourselves on track financially, thanks to all the efforts of the wonderful people at Somerset. We will be forever grateful to you all." - Scott & Amy
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