Athens, TN Mortgage Refinance in Tennessee
We make it easy to get the lowest mortgage refinance interest rate in Athens, TN.
Our loan specialists can customize a loan that is perfect for your needs. In no time at all, Athens, TN residents can be on the way to a lower interest rate, a lower monthly payment, or switching from an adjustable rate mortgage to a fixed rate mortgage.
When Should I Refinance?
The best time to refinance is when interest rates in Athens, Tennessee drop below the rate of your current mortgage. With a lower interest rate, you'll save money on your mortgage payment every month. Be sure to read our article titled Reasons to Refinance Now.
Turn Your Adjustable Rate into a Fixed Rate
With adjustable rates on the rise Athens, TN residents can benefit greatly from refinancing your home for a low fixed rate. These benefits include a lower monthly mortgage payment, and the security of knowing your mortgage payment won't increase.
Cash-Out Refinancing
Using the equity in your home, you can refinance your mortgage for a higher amount than your current principal balance and receive the extra funds as cash. You can use this money however you would like, including, remodeling your home, paying off high-interest rate credit cards, paying off student loans, or consolidating all your debt. How much cash out you can receive by refinancing depends largely upon the principal balance remaining on your mortgage and the amount of equity in your home.
Eliminate PMI
Private Mortgage Insurance is usually required if your downpayment on your home was less than 20 percent. If your home equity has increased since your purchase, you may have enough equity to elimate that PMI payment by refinancing your mortgage.
Save Thousands in Interest
When you refinance your home you can decide to switch your mortgage to a shorter term, such as 10, 15, or 20 years. Depending on how much lower the refinance rate is, you will likely pay more per month for this shorter term home loan. However, in the long-term you are saving thousands in interest. And because more of your monthly mortgage payment goes towards the principal, your home equity will increase much quicker.
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Mortgage Refinance Calculators
Mortgage Payment Calculator
Refinance Savings Calculator
Refinance APR Calculator
Refinance Points Calculator |
Refinance Articles
Reasons to Refinance Now
Beat the Subprime Mortgage Crisis
Return to mortgage refinance in the state of TN
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| Athens, Tennessee News |
'Street' fight ends in stabbing
A fight erupted at a busy Athens intersection late Thursday and ended with a man reportedly being stabbed with a box cutter.
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Meigs High construction bid goes to Athens firm
An Athens contractor has been awarded the bid for a construction and renovation project at Meigs County High School.
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Flooded roads close schools
Almost four inches of rain fell in McMinn and Meigs counties in the last 24 hours, granting most local students an unexpected day off from school and causing some roads to be flooded.
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Fight leads to meth bust
While responding to a reported fight on Park Street, Athens Police Sgt. Steven Thomas found more than he expected.
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Athens DUI crash driver gets 16 years
ATHENS, Tenn. a 'A The driver in a July crash that killed two people was sentenced to 16 years in prison this week in McMinn Criminal Court.
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McMinn's largest hotel closing
Owners of the Sleep Inn and Suites in Etowah announced the hotel will close today, although there is a chance another company could purchase it and keep it open.
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2008 was year of change for Athens
In Athens, 2008 could best be categorized as the year of change for the city. Changes were made in the Athens Police Department as the result of a comprehensive management audit by the Municipal Technical ...
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Ringing in the New Year
Photo by Anthony Dake Aless Crews, a resident at Wellington Place in Athens, rings in the New Year in style wearing her Happy New Year hat.
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Now being accepted - Man of the Year nominations
Nominations for the J. Neal Ensminger Man of the Year Award are now being accepted.
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Chinese acrobats tumble into Athens
The Athens Area Council for the Arts will present the Golden Dragon Acrobats in the third offering of the "Big Time/Small Town Performance Season" on Tuesday, Jan.
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Athens Public Works Department employees - Doing more for less using cross-training
In a troubled economy, the Athens Public Works Department may not be able to hire additional employees.
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Pharmacy clerk admits stealing 1,500 pain pills
An employee of Kmart arrested Friday on theft charges reportedly confessed to stealing 1,500 prescription painkillers from the store's pharmacy.
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Business as usual for new fire chief
Athens Fire Chief Jim Dyer may have a new title, but the job of suppressing and preventing fires is business as usual.
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Injured burglary suspect returns to Tenn. store
ATHENS, Tenn. - Athens police said a burglary suspect who was cut when he entered a convenience store through a shattered glass door returned to the scene two hours later to ask officers for help.
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Hello Athens! AACA opens rock concert photo exhibit Friday
Did you ever have the opportunity to see Bruce Springsteen in concert? How about Sting, the Rolling Stones or Led Zeppelin? Luckily for Carlton Freeman, he enjoyed such opportunities and captured each moment on ...
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TWC student enjoys healthy lifestyle
Autumn Lowry knows a bit about proper diet and exercise. After all, she is a local "Biggest Loser." Autumn's weight-loss title was earned at Curves of Athens.
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Athens police: Man steals cigarettes from convenience store, turns self in
A man accused of stealing cigarettes from a convenience store on Wednesday turned himself in two hours later, according to the Athens Police Department.
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Burglary Suspect Returns To Scene Seeking Help
Athens police say a burglary suspect who was cut when he entered a convenience store through a shattered glass door returned to the scene two hours later to ask officers for help.
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AFD gives Santa an escort
Athens firefighters will contain their tradition of escorting Santa Claus through the city tonight.
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Man arrested on solicitation charge
An Englewood man was arrested Friday by the Blount County Sheriff's Office and charged with four counts of soliciting a teenager on the Internet.
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With Somerset's many FHA home loan programs, owning your dream home is more than just a dream.
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"I prayed day and night for a miracle...In less than a week, (Somerset) was able to stop the foreclosure and get a new mortgage for me. It was the best of times...I have Somerset Mortgage Lenders to thank until eternity for the miracle they were able to make come true." - Diane B.
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